Shopping on line can be easy, simple and save you lots of money. It can also take a lot of your time, frustrate you, and result in unwanted purchases. Now the same can be said for regular high street shopping, but with the vast opportunity presented by the Internet it will pay you to spend a few minutes reading this and understanding how to better optimize your Bank Of New Zealand shopping experience:

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3. Testimonials - don't know anybody that has bought a Bank Of New Zealand? Wrong! If the Bank Of New Zealand is good the internet will let you know. Use the Internet as a friend and get testimonials before you buy.

4. Questions - Got a question about Bank Of New Zealand then search the Forums, FAQ's, Blogs etc. Don't be afraid to ask .....

5. Reputation - Never heard of the company selling Bank Of New Zealand? Don't worry, no reason why you should know every company in the world, but you know someone that does! Use the internet to find out what people are saying about Bank Of New Zealand and build up a picture of their reputation for sales, returns, customer service, delivery etc.

6. Returns - still worried that even after all of the above your Bank Of New Zealand wont be what you want? Check out the returns policy. There is so much competition now that someone, somewhere is bound to offer the terms that you are comfortable with.

7. Feedback - happy with your Bank Of New Zealand then let people know, after all you are depending on others people input in your buying decision, so why not give a little back.

8. Security - check for the yellow padlock on the Bank Of New Zealand site before you buy, and the s after http:/ /i.e. https:// = a secure site

9. Contact - got a question about Bank Of New Zealand, or want to leave a comment then check out the sites contact page. Reputable companies have them and respond.

10. Payment - ready to pay for your Bank Of New Zealand, then use your credit card or PayPal! Be aware of companies that don't accept them, there may be genuine reasons but given the huge amount of choice you have when buying online there is no reason at all not to buy via credit card or PayPal.

{{Infobox_Company | company_name = Bank of New Zealand | company_logo = ] | company_type = [Privately held company| foundation = 2 December [ | location = [Auckland, New Zealand| products = Banking and financial services| parent = [National Australia Bank| homepage = http://www.bnz.co.nz/ BNZ| -->

Bank of New Zealand (BNZ) is one of New Zealand's largest banks. The first branch opened in Dunedin on 2 December 1861. BNZ is now owned by National Australia Bank.

For a large part of New Zealand's history the banking industry was divided between Trading and Savings Banks. The BNZ being a Trading Bank.

BNZ is a 25% shareholder in Loyalty New Zealand Limited, the operator of Fly Buys (New Zealand) in New Zealand and provides benefits to customers through it.

BNZ is the only bank in New Zealand to have its own Bank of New Zealand Museum.

Government bail out The bank fell into trouble after a drive to become a global bank failed after the worldwide stock market crash of 1987.

In 1990 the newly elected Fourth National Government of New Zealand was forced to mount a $380 million rescue bid after a previous cash injection proved insufficient, and avoid the potential ramifications of the collapse of the country's (at the time) largest bank .

History

• 1861: New Zealand Banking Company formed as a private company by the The New Zealand Bank Act 1861 creating the company and authorising it to issue banknotes . First branch in New Zealand opened in Queen Street in Auckland. Dunedin branch opens shortly afterward.
• 1862: Wellington, Christchurch and London branches opened. Gained the banking account of the New Zealand Government from the ANZ New Zealand and became an agent to raise debt in the United Kingdom for the Government.
• 1940: £1 million interest free loan as a war contribution to the Government. The 74 women in the company rise to more than 700 by 1945
• 1943: Mobile branch opened in a caravan for American servicemen, Night banking introduced in Auckland and Wellington.
• 1944: Personal loans department opened. Government announces intention to nationalise the bank.
• 1945: Nash Government introduces the Bank of New Zealand Bill. Once passed the Government paid £7,933,000 in cash, transferable stock, and tax-free stock to the Bank's 8,500 shareholders for their shares. The average holding was 495 shares
• 1966 - First computer purchased an IBM 360/30 with a 16k memory and set up Databank Systems Ltd.
• 1978: VISA (credit card) debit card introduced.
• 1980: Visa credit cards introduced.
• 1984: BNZ Centre completed on Willis Street, Wellington
• 1985: EFTPOS introduced through petrol stations in a pilot program.
• 1987: Bank floated on sharemarket with a 15% stock offering.
• 1989: Government reduces its share to 51% by selling 34%; with 30% sold to Capital Markets Ltd, and the remainder to the general public
• 1990: Government bail out of $380 million to avoid collapse
• 1992: BNZ purchased by National Australia Bank Group, First call centre opened in Auckland
• 1998: Head office moves to Auckland.

External links

• Bank of New Zealand

ja:ニュージーランド銀行

{{Infobox_Company | company_name = Bank of New Zealand | company_logo = ] | company_type = [Privately held company| foundation = 2 December [ | location = [Auckland, New Zealand| products = Banking and financial services| parent = [National Australia Bank| homepage = http://www.bnz.co.nz/ BNZ| -->

Bank of New Zealand (BNZ) is one of New Zealand's largest banks. The first branch opened in Dunedin on 2 December 1861. BNZ is now owned by National Australia Bank.

For a large part of New Zealand's history the banking industry was divided between Trading and Savings Banks. The BNZ being a Trading Bank.

BNZ is a 25% shareholder in Loyalty New Zealand Limited, the operator of Fly Buys (New Zealand) in New Zealand and provides benefits to customers through it.

BNZ is the only bank in New Zealand to have its own Bank of New Zealand Museum.

Government bail out The bank fell into trouble after a drive to become a global bank failed after the worldwide stock market crash of 1987.

In 1990 the newly elected Fourth National Government of New Zealand was forced to mount a $380 million rescue bid after a previous cash injection proved insufficient, and avoid the potential ramifications of the collapse of the country's (at the time) largest bank .

History

• 1861: New Zealand Banking Company formed as a private company by the The New Zealand Bank Act 1861 creating the company and authorising it to issue banknotes . First branch in New Zealand opened in Queen Street in Auckland. Dunedin branch opens shortly afterward.
• 1862: Wellington, Christchurch and London branches opened. Gained the banking account of the New Zealand Government from the ANZ New Zealand and became an agent to raise debt in the United Kingdom for the Government.
• 1940: £1 million interest free loan as a war contribution to the Government. The 74 women in the company rise to more than 700 by 1945
• 1943: Mobile branch opened in a caravan for American servicemen, Night banking introduced in Auckland and Wellington.
• 1944: Personal loans department opened. Government announces intention to nationalise the bank.
• 1945: Nash Government introduces the Bank of New Zealand Bill. Once passed the Government paid £7,933,000 in cash, transferable stock, and tax-free stock to the Bank's 8,500 shareholders for their shares. The average holding was 495 shares
• 1966 - First computer purchased an IBM 360/30 with a 16k memory and set up Databank Systems Ltd.
• 1978: VISA (credit card) debit card introduced.
• 1980: Visa credit cards introduced.
• 1984: BNZ Centre completed on Willis Street, Wellington
• 1985: EFTPOS introduced through petrol stations in a pilot program.
• 1987: Bank floated on sharemarket with a 15% stock offering.
• 1989: Government reduces its share to 51% by selling 34%; with 30% sold to Capital Markets Ltd, and the remainder to the general public
• 1990: Government bail out of $380 million to avoid collapse
• 1992: BNZ purchased by National Australia Bank Group, First call centre opened in Auckland
• 1998: Head office moves to Auckland.

External links

• Bank of New Zealand

ja:ニュージーランド銀行

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